Privacy Policy
This Privacy Policy describes our policies and procedures for collecting, using, and disclosing your information when you use the Services, and informs you about your privacy rights and how the law protects you. If you do not agree with our policies and practices, you can choose not to use our services.
We use your personal data to provide and improve the Service. By accessing or using the Service, you consent to our collection and use of information in accordance with this Privacy Policy.
We will ask for your consent below and promise not to share this information with third parties. This specifically includes the following data:
SMS
We collect your complete SMS profile, focusing solely on texts related to financial activity, to more accurately assess credit risk and expedite loan approvals. We review in detail the identity of the sender, the nature of the transaction, and the monetary value of each transaction. All text data will be securely uploaded to the Cash Mates servers (https://android.cashmates.vip ) where it will be strictly protected and kept confidential. This process is designed to ensure your privacy and data security.
Phone
a. Allow Cash Mates to access PHONE permissions to collect all information related to your device or SIM card.
b. We only monitor device information, including operating system, IMEI number, Android version, screen size, Wi-Fi information, hardware usage information (such as battery usage), and advertising identifiers assigned by third-party service providers, which help us confirm the proper operation of the phone. We will protect your personal information and encrypt the data for transmission to our server (https://android.cashmates.vip). We promise not to share it with any third parties.
Location
a. Allow the application to obtain approximately LOCATION permissions to collect your location information.
b. We only monitor IP address, longitude, and latitude information for anti-fraud purposes. We will protect your personal information and encrypt the data for transmission to our server (https://android.cashmates.vip). We promise not to share it with any third parties.
Call Logs
We collect call logs to confirm that you are using your mobile phone to install our application and receive our voice verification code on the same device. Specifically, we verify your device by making a call and check your call history to see if you received the call. This enhances the reliability of your credit and provides access to faster loan services. We will not monitor, read, store, or share any private call data. We will protect your personal information and encrypt the data for transmission to our server (https://android.cashmates.vip). We promise not to share it with any third parties.
List of Installed Applications
To prevent virus applications from threatening your account and tampering with user information, we need this permission to ensure the security of your usage environment. We will protect your personal information and encrypt the data for transmission to our server (https://android.cashmates.vip). We promise not to share it with any third parties.
Calendar
By granting us access to your calendar, we can enhance your loan management experience. We will actively remind you of repayment dates to help you avoid late fees. Please note that we will only use this access to improve your loan journey and will not modify your existing calendar data. Only with your explicit consent will we securely upload data to our https://android.cashmates.vip server.
Contact List
We seek permission to access your contact list exclusively for aiding you in promptly inputting emergency contact details and implementing fraud prevention measures to validate the authenticity of your emergency contacts. We only gather the details of emergency contacts you designate and securely transmit them to the Cash Mates server (https://android.cashmates.vip), including their relationship to you, name, and phone number. This information is utilized for risk management and conducting anti-fraud verifications. Rest assured, we will never divulge this information to any third parties without your explicit consent.
We pledge to transmit your personal information to our server ( https://android.cashmates.vip) in an encrypted manner. In this Privacy Policy, "Account" refers to the unique account created for you to access our service or certain parts of our service. "Application" refers to Cash Mates. "Cookies" are small files placed on your computer, mobile device, or any other device by a website containing details of your browsing history on that website. "Country" means Uganda. "Device" means any device that can access the service, such as a computer, phone, or digital tablet. "Personal Data" means any information relating to an identified or identifiable individual. "Service" refers to the application or website or both.
We use this information to provide features of our services and to improve and customize our services. This information may be uploaded to company servers and/or service provider servers, or it may simply be stored on your device. You can enable or disable access to this information at any time through your device settings.
Use of Personal Data
The company may use personal data for the following purposes:
Providing and maintaining our services, including using our services.
Managing your account: managing your registration as a user of the Services. The personal data you provide allows you to use different features of the Services as a registered user.
Fulfillment of Contracts: To make, comply with, and fulfill purchase contracts for products, items, or services purchased by you, or any other contract with us through the Service. To contact you: as necessary or reasonable to contact you via email, text message regarding updates or informational communications related to features, products, or contracted services, including security updates.
Managing your requests: To process and manage your requests for us.
We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy, and no transfer of your Personal Data will take place to any third party unless there are adequate controls in place (including controls over the security of your data and other personal information).
Our services are only available to users over the age of 18. If you become aware that your child or guardian has provided us with any information without your consent, please contact us immediately to take action.
For any inquiries or concerns, feel free to contact us at support@cashmates.vip
Company Name: Teravik Cash Point (U) – SMC Limited
Customer Service: 0707218566